Sol has called the Divide home since 2001. She earned a degree in Sociology from UC Davis and later founded Sol Nisbet Home Loans in 2020. With a strong reputation in the home loan industry, she is passionate about helping people achieve the American dream of homeownership.
In 2024, she was honored to be voted the #1 Best Mortgage Broker by STYLE Magazine readers in the El Dorado County Foothills.
Sol and her husband, Josh, proudly raised their four children in Georgetown, where she has made a lasting impact as a dedicated community volunteer. Her contributions have been widely recognized – most notably in 2018, when El Dorado County Board of Supervisor Michael Ranalli selected her as the recipient of the first ever El Dorado County District 4 Volunteer of the Year Award. In 2019, she received the prestigious El Dorado County School Boards Association – Outstanding Community Member Award for her exceptional service.
Her involvement in the Divide Chamber of Commerce dates back to 2007 when she and a small team revitalized the organization. She later served as Chamber President from 2016 to 2017, during which she launched two successful initiatives: the beloved Christmas in Cool event and the Golden Sierra High School Internship program.
Sol’s passion for business and community continues through her active participation in various organizations, including: El Dorado County Chamber of Commerce; Divide Chamber of Commerce; Divide Ready By 21; Mental Health on the Hill; Marshall Foundation for Community Health; and Founder of Christmas in Cool.
In her spare time, Sol enjoys spending time with family and friends, camping, cooking, playing soccer, running, hiking and dancing. She is proud to call the Divide her home.
Leah Ann has been living on the Divide since 1999 and has always been a big supporter of our community. She has over 42 years of experience in the insurance industry and has enjoyed the last 21 years as co-owner of Sierra Benefit Solutions, a Health Insurance Brokerage Agency, located in Pilot Hill, CA. Their agency prides themselves on the personalized customer service they offer their clients. She works closely with Medicare clients in all states. The agency also specializes in benefit programs that meet the needs of both the employer and employees for companies of all sizes and industries in the various states. The agency also works with individuals to help them find the best health coverage that meets their needs – through the private market and Covered California. Sierra Benefit Solutions differentiates themselves from other agencies by the personalized, tailored services they provide – at no cost to you.
When she’s not helping people through the insurance maze, she loves spending time with her husband, Keith, as well as her other family members and friends. She loves being “Mimi” to her grandchildren and enjoys cooking and entertaining. She has recently taken up a love for indoor plants and the solitude it brings to her. She also enjoys running in both local and destination 5k, 10k &1/2 marathon fun runs.
She has a Bachelor of Science Degree in Business Management, is a member of Society for Human Resource Management (SHRM), California Agents and Health Insurance Professionals (CAHIP), and is also a member of the El Dorado Chamber of Commerce. Her goal with the Divide Chamber of Commerce is to help local businesses grow and prosper and to support the community in any positive way that she can.
Darlene has over 32 years of experience as a health insurance broker and has enjoyed the last 21 years as co-owner of Sierra Benefit Solutions, a Health Insurance Agency, located in Pilot Hill, CA. Darlene is focused on designing and implementing ACA compliant benefit programs that meet the needs of both the employer and employee for companies of all sizes and industries in various states. The agency also works with individuals to help them find the best health insurance to meet their needs including policies in the private market, through Covered California or Medicare. The agency provides customized services all at no cost to you. Darlene has a degree in Business Management, is a member of the Society for Human Resource Management (SHRM), California Agents and Health Insurance Professionals (CAHIP), and the El Dorado Chamber of Commerce.
When she’s not helping people through the insurance maze or attending Chamber meetings and events, she loves spending time with her husband of over 27 years, Ed, and their two children Max and Zoe. Her time is spent between soccer, tennis, traveling, enjoying an occasional 5k or 10k race, and gathering with friends and family.
Darlene would like to see the businesses and individuals on the Divide succeed and she believes that through networking and community, everyone can flourish.
Annette has lived on the Divide since 2003 with husband, Scott, and their four children, Jessica, Russell (Rusty) Hannah and Daniel. She has a two-acre horse property in ALT and kept busy with up to three horses, two dogs, various cats - and of course the kids. Most of 2003-2016 were spent at horse competitions, golf competitions, and a pet sitting business (a member of the Chamber) while homeschooling them. All the time knowing that she wanted to dive into a career in Real Estate once the kids were all off to college. So, in 2016, she joined Keller Williams and got her real estate license. After two years, she started the Divide Realty Group with Sol Nisbet and since then the group has grown to 72 members on email and Facebook - with two Broker tours monthly to keep all of the local agents and affiliates informed of current listings.
Annette had another goal - to open her own office in Cool and create a hub for community service at the same time. Annette accomplished her goal in 2021 opening her Cool Land and Homes office in April of that year. Now, with Crystal Miller as her in-house lender and other agents in the office as well, she is thriving and living her dream! This year Annette added TNT Property Management to her office and will be celebrating 9 years in Real Estate in April and 5 years serving the Divide from her office in Cool Village.
Annette is actively serving her 2nd year on the Divide Chamber of Commerce Board. She is also serving to support Cool Charities, Run Hunger off the Divide 5k/10k event, Angel Tree Family Donations, GSHS Resource Center and Family Nights, Raffle Queen, Greenwood Food Closet, Divide Realty Group, TGIF Dinner Club President (just for fun), the Eldorado County Association of Realtors, and Leadership Committee. Annette's hobbies are Tai Chi, golf, swimming, back-packing, COTA Theater Group and walking with friends.
Sara, a resident of the Divide since 2009, is a devoted wife and a proud mother of three. Actively engaged in her children's sports activities, she served as the treasurer on the Golden Sierra Jr. Grizzly board for three years and is currently the Vice President of Golden Sierras Touchdown Club.
With a passion for crafting and creating gifts, Sara founded Mountain Momma Custom Designs in 2017. Adding a laser engraver to her toolkit opened doors to exciting opportunities, from collaborating with local businesses for client gifts and marketing swag to stocking unique merchandise in local stores. She now hosts craft workshops in local restaurants, bringing the joy of crafting to the community.
Sara also specializes in creating custom awards and fundraising products for schools and community programs, helping local organizations celebrate achievements and raise funds for important causes.
This is Sara’s second year serving on the Divide Chamber of Commerce board. She looks forward to continuing to build relationships, foster collaborations, and contribute to the community’s growth.
In 1997, Rita made her move to the Divide, captivated by the close-knit community and the picturesque surroundings. As she raised her three children and found love with her life partner, she was blessed with the addition of two more kids, a source of immense pride in her cherished family journey. Rita has always had a passion for helping others succeed, unafraid of the hard work it entails.
Her journey in the community she calls home has been nothing short of a blessing. With 30 years of experience, she served on the management team at the local market before embarking on her dream career in Real Estate. Remaining an integral part of the community, Rita takes joy in assisting individuals in finding their dream homes and facilitating the sale of properties as they embark on new journeys.
Being a member of the Divide Chamber of Commerce allows her to stay actively involved, providing support to anyone striving for success. Originally from the city of Sacramento, Rita's adventure turned into a place she proudly calls home.
Melissa moved to the Divide when she started her new company, New Start SLS, in 2010. She works throughout the Divide and in 5 additional counties in the area providing mentoring and support to adults with developmental disabilities. Her daughter, Destiny, graduated from Golden Sierra High School in 2017 and is now a business owner in Nevada County.
Melissa is well rounded and has a ton of knowledge in so many different business areas. She currently is a landlord with homes in the Divide as well as in Sutter County. She has owned and managed several businesses throughout California. Most of the businesses that she was involved with are engaged in helping people, whether it’s supporting people in a group home, allowing adults with disabilities to live independently, or working for crisis centers.
She has been a resource for the Alta California Regional Center’ and other regional centers to train new service providers, assist with training and communication, and to provide emergency placements. She is an acknowledged leader in the developmental services community. Melissa is also active in the local Divide networking group, working with other local business owners to improve the quality of life in the Divide by providing better services and lasting business success.
Melissa is currently serving as treasurer of the VFW Auxiliary and has helped them to make organizational and fundraising changes which have given them financial stability and the opportunity to provide better services.
Kayla, in addition to being the Divide Chamber of Commerce Admin Assistant, she is also the Account Manager at Sierra Benefit Solutions. She works closely with individuals to find them the best health insurance coverage that fits their needs in both the private market and Covered California. She also assists clients with various customer services needs such as claim inquiries, provider inquiries, enrollment assistance, and troubleshooting situations, etc. She is a valuable asset to the agency.
In her downtime, she loves spending time with her husband, Brady, and her sweet corgi fur baby Wren. She loves indoor plants and the challenge of keeping them alive and thriving. She also loves the challenge of doing various Escape Rooms, which is an asset in helping her problem-solving skills with the agency’s clients. If she can get out of a tight situation in an Escape Room – then you know she can conquer any issue thrown her way!
